Compare rates to find the account that is right for you. 

 

Compare our great rates on e-Savings Accounts, Premium e-Money Markets and CDs -
Below is a list of our current high interest rate accounts offered online only at AmTrustDirect.com. Whether you are looking for a great savings accounts, a high rate CD or a liquid money market account, AmTrust Direct offers some of the best interest rates available anywhere. Only $500.00 is needed to open a high rate e-Savings or Premium e-Money Market account or $1,000 minimum deposit to open a CD account. Compare our rates and see for yourself just how competitive AmTrust Direct e-Savings, Premium e-Money Market and CD rates are.

Certificates of Deposit

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Apply online today for some of the best Certificate of Deposit (CD) rates in the nation! Open a high rate CD account with only $1,000. Earn a high fixed rate with our Member FDIC Insured CDs.


Automatic Renewal Option
Do nothing and your CD will rollover at the same term into our current high rate. Or, you will have seven days after your maturity date to change your term or withdraw your CD funds without penalty.

Minimum deposit to open and earn interest:  $1,000.00
Compound frequency:  Daily
CD Balance CD Term Interest Rate APY

Select a CD balance tier amount to see corresponding rates and APY's.

6 Month CD open now | details
2.226% 2.25%
9 Month CD open now | details
1.489% 1.50%
12 Month CD open now | details
2.470% 2.50%
18 Month CD open now | details
1.489% 1.50%
24 Month CD open now | details
1.489% 1.50%
30 Month CD open now | details
1.489% 1.50%
36 Month CD open now | details
1.489% 1.50%
60 Month CD open now | details
1.489% 1.50%

Premium e - Money Market Account

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Special Features
  • No minimum balance fee
  • $500 minimum to open; interest earned on $1.00
  • Member FDIC Insured
  • Direct deposit
  • Free online banking – view balance, transfer funds
Minimum deposit to open:  $500.00
Balance TiersInterest RateAPY 
$1.00 - $999.99 2.716%2.75%  Open Now
$1,000.00 - $9,999.99 2.716%2.75%  Open Now
$10,000.00 - $24,999.99 2.716%2.75%  Open Now
$25,000.00 - $49,999.99 2.716%2.75%  Open Now
$50,000.00 - $149,999.99 2.716%2.75%  Open Now
$150,000.00 - $249,999.99 1.982%2.00%  Open Now
$250,000.00 - $499,999.99 1.982%2.00%  Open Now
$500,000.00+ 1.982%2.00%  Open Now

e - Savings Account

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    Special Features
    • No minimum balance fee
    • $500 minimum to open; interest earned on $1.00
    • Member FDIC Insured
    • Direct deposit
    • Free online banking – view balance, transfer funds
Minimum deposit to open:  $500.00
Balance TiersInterest RateAPY 
$1.00 - $99,999.99 1.490%1.50%  Open e - Savings Account
$100,000.00+ 1.490%1.50%  Open e - Savings Account

Certificate of Deposit (CD): $1,000 Minimum balance to open a new CD online. There will be a penalty for early withdrawal.  Rates subject to change at any time before account is opened. Annual Percentage Yields (APYs) accurate as of

Premium e-Money Market: $500 Minimum balance to open a new Premium e-Money Market account; interest earned on $1.  Standard Premium e-Money Market Tiered Annual Percentage Yields (APYs) are as follows: $1- $149,999.99 is 2.75%, $150,000 or more is 2.00%.  If at any time the account balance is greater than $150,000, the entire balance will earn the APY of 2.00% as shown in the tiered schedule. This is an 8-tiered account. At any time, interest rates and APYs offered within two or more consecutive tiers may be the same. When this is the case, multiple tiers will be shown as a single tier.   Fees may reduce earnings. Rates may change before or after account is opened.   Premium e-Money Market accounts can only be opened with funds not currently on deposit with AmTrust, unless funds are from an existing maturing AmTrust Certificate of Deposit (CD).  Standard Premium e-Money Market restrictions of 6 transactions per statement cycle will apply.  Annual Percentage Yields (APYs) are accurate as of

e-Savings: $500 Minimum balance to open a new e-Savings account; interest earned on $1.  This is a tiered account and the rate for each tier will be applied to the balance within that tier.  e-Savings Annual Percentage Yields (APYs) are as follows: $1 - $99,999.99 - 1.50%APY; $100,000 or more - 1.50%APY.  This is a 7-tiered account. At any time, interest rates and APYs offered within two or more consecutive tiers may be the same. When this is the case, multiple tiers will be shown as a single tier. Limit of one e-Savings account per person.  Interest begins earning on $1.  Standard Rates may change at anytime after account is opened. Fees may reduce earnings.   e-Savings APYs accurate as of

New online CD, e-Savings and Premium e-Money applications submitted on a non-business day or after 8:00 p.m. Eastern Time on a business day will be opened and earn interest starting on the next business day. Our business days are Monday through Friday, excluding Federal holidays. See Account Agreement and Schedule of Fees for details about CD, e-Savings or Premium e-Money Market Accounts. Standard Premium e-Money Market and e-Savings restrictions of 6 transfers to third parties, per statement cycle will apply, including ATM transactions for e-Savings and ACH transfers for both e-Savings and Premium e-Money Market or to accounts held with other financial institutions or which are preauthorized, and/or withdrawals. Exceeding this limit will result in additional fees or closure of account.  Not available for business or non-profit accounts.  Annual Percentage Yields (APYs) are accurate as of 

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