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AmTrust Direct Certificates of Deposit (CD) 

 

Compare Certificate of Deposit (CD) interest rates below or apply online today in minutes, anytime at amtrustdirect.com with our paperless application. It is simple and it only takes a few minutes. Open a Certificate of Deposit (CD) account with only $1,000. Earn a high fixed rate with our FDIC Insured CDs. Whether you are looking for short or long term savings, AmTrust has the right CD term for you.

And now, fund a new CD account with ease by simply moving money from your existing AmTrust Direct e-Money Market or e-Savings account. 

Minimum deposit to open and earn interest:  $1,000.00
Compound frequency:  Daily
CD Balance CD Term Interest Rate APY

Select a CD balance tier amount to see corresponding rates and APY's.
6 Month CD open now | details
0.499% 0.50%
9 Month CD open now | details
0.599% 0.60%
12 Month CD open now | details
0.847% 0.85%
18 Month CD open now | details
0.996% 1.00%
24 Month CD open now | details
1.243% 1.25%
30 Month CD open now | details
0.748% 0.75%
36 Month CD open now | details
1.785% 1.80%
60 Month CD open now | details
0.748% 0.75%

Automatic CD Renewal Option
Do nothing and your CD will rollover at the same term into our current high rate. Or, you will have seven days after your maturity date to change your term or withdraw your CD funds without penalty.

Learn about our Premium e-Money Market Account
 
Premium e-Money Market
 
1.15 %
APY*
 
$500 minimum deposit
Apply Now| Learn More
For Balances of $10,000.00 to $149,999.99
 
Frequently Asked
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Certificate of Deposit (CD): $1,000 Minimum balance to open a new CD online. There will be a penalty for early withdrawal.  Rates subject to change at any time before account is opened.  Fees may reduce earnings.  Annual Percentage Yields (APYs) accurate as of

Premium e-Money Market: $500 Minimum balance to open a new Premium e-Money Market account; interest earned on balances from $1.  Fees may reduce earnings. Rates may change before or after account is opened.  Premium e-Money Market accounts can only be opened with funds not currently on deposit with AmTrust, unless funds are from an existing maturing AmTrust Certificate of Deposit (CD).  Standard Premium e-Money Market restrictions of 6 transactions per statement cycle will apply.  

*Standard Premium e-Money Market Tiered Annual Percentage Yields (APYs) are as follows: $1-$9,999.99 is 0.50%, $10,000.00- $149,999.99 is 1.15%, $150,000 or more is 0.50%.  Tiered rate applies to entire balance in account. This is an 8-tiered account. At any time, interest rates and APYs offered within two or more consecutive tiers may be the same. When this is the case, multiple tiers will be shown as a single tier.   Annual Percentage Yields (APYs) are accurate as of

New online CD, e-Savings and Premium e-Money accounts will be opened after we complete our application review process and, if approved for opening, will earn interest beginning as of the business day that funds are received. Our business days are Monday through Friday, excluding Federal holidays. See Account Agreement and Schedule of Fees for details about CD, e-Savings or Premium e-Money Market Accounts. Standard Premium e-Money Market and e-Savings restrictions of 6 transfers to third parties, per statement cycle will apply, including ACH transfers for both e-Savings and Premium e-Money Market or to accounts held with other financial institutions or which are preauthorized, and/or withdrawals. Exceeding this limit will result in additional fees or closure of account.  Not available for business or non-profit accounts.  Annual Percentage Yields (APYs) are accurate as of 

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