AmTrust High Interest Money Market Accounts 

 

The AmTrust Direct e-Money Market account offers a higher interest rate than a regular savings account. Plus, you will have the flexibility to transfer money online between your AmTrust Direct e-Money Market and your accounts at other financial institutions, allowing you to take advantage of some of the industry’s best money market interest rates. 

More information on how to perform external transfers.

Learn about our high rate CDs

Minimum deposit to open:  $1,000.00
Balance TiersInterest RateAPY 
$1.00 - $24,999.99 1.490%1.50% Open e - Money Market Account
$25,000.00 - $49,999.99 1.736%1.75% Open e - Money Market Account
$50,000.00 - $99,999.99 1.982%2.00% Open e - Money Market Account
$100,000.00 - $249,999.99 1.982%2.00% Open e - Money Market Account
$250,000.00 - $499,999.99 1.982%2.00% Open e - Money Market Account
$500,000.00 - $999,999.99 1.982%2.00% Open e - Money Market Account
$1,000,000.00+ 1.982%2.00% Open e - Money Market Account

Special Features

  • No minimum balance fee
  • $1,000 minimum to open; interest earned on $1.00
  • FDIC Insured up to $100,000 per depositor
  • Direct deposit available
  • Free online banking – view balance, transfer funds

External Funds Transfer
Set-up external bank account(s) and transfer funds to and from your AmTrust Direct e-Money Market account and accounts held at other financial institutions.

  • Maximum of six (6) external transfers per statement cycle
    (Transactions beyond these limits will result in additional fees.)
e-SAVINGS
 
4.00 %
APY*
 
$1,000 minimum deposit
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Frequently Asked
Questions
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Certificate of Deposit (CD): $1,000 Minimum balance to open a new CD online. There will be a penalty for early withdrawal.  Rates subject to change at any time before account is opened.Annual Percentage Yields (APYs) accurate as of 

e-Money Market: $1,000 Minimum balance to open a new e-Money Market account; interest earned on $1.  Standard e-Money Market Tiered APYs are as follows: $1- $24,999 is 1.50%; $25,000-$49,999 is 1.75%, $50,000+ is 2.00%. This is a 7-tiered account. At any time, interest rates and APYs offered within two or more consecutive tiers may be the same. When this is the case, multiple tiers will be shown as a single tier.   Fees may reduce earnings. Rates may change after account is opened.   Standard Money Market restrictions of 6 transactions per statement cycle will apply.  Annual Percentage Yields (APYs) are accurate as of

e-Savings: $1,000 Minimum balance to open a new e-Savings account; interest earned on $1.  e-Savings Annual Percentage Yields (APYs) are as follows: $1 - $99,999.99 - 4.00% for the first 90 days.  Balances of $100,000 or more earn Standard APY.  After the first 90 days, 4.00% APY reverts to standard tiered rate for balance on deposit after that time. This is a tiered account and the rate for each tier will be applied to the balance within that tier.  Standard e-Savings tiered rates are as follows: $1 - $99,999.99 - 2.50%APY; $100,000 or more - 2.50%APY.  This is a 7-tiered account. At any time, interest rates and APYs offered within two or more consecutive tiers may be the same. When this is the case, multiple tiers will be shown as a single tier. Limit of one e-Savings account per person.  Interest begins earning on $1.  Standard Rates may change at anytime after account is opened. Fees may reduce earnings. e-Savings APYs accurate as of

New online CD, e-Savings and e-Money Market applications submitted on a non-business day or after 8:00 p.m. Eastern Time on a business day will be opened and earn interest starting on the next business day. Our business days are Monday through Friday, excluding Federal holidays. See Account Agreement and Schedule of Fees for details about CD, e-Savings or e-Money Market Accounts. Standard e-Money Market and e-Savings restrictions of 6 transfers to third parties, per statement cycle will apply, including ATM and ACH transfers or to accounts held with other financial institutions or which are preauthorized, and/or withdrawals. Exceeding this limit will result in additional fees or closure of account.Not available for business or non-profit accounts.  Annual Percentage Yields (APYs) are accurate as of

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