Fees may reduce earnings. Rates may change after account is open. Money Market Savings Account requires a $1 minimum to open and $1 to earn APY. Standard Money Market restrictions of 6 transfers to third parties, per statement cycle will apply, including ATM and ACH transfers or to accounts held with other financial institutions or which are preauthorized, and/or withdrawals. Not available for business or non-profit accounts. All Annual Percentage Yields (APYs) are accurate as of 10/5/07. Money market rates courtesy of Bankrate.com. Bank of America rate courtesy of bofa.com as quoted for $10,000 - $24,999 tier. Rates quoted as of 10/4/07.