Certificate of Deposit (CD): $1,000 Minimum balance to open a new CD online. There will be a penalty for early withdrawal. Rates subject to change at any time before account is opened. Fees may reduce earnings. Annual Percentage Yields (APYs) accurate as of
Premium e-Money Market:
$500 Minimum balance to open a new Premium e-Money Market account; interest earned on balances from $1. Fees may reduce earnings. Rates may change before or after account is opened. Premium e-Money Market accounts can only be opened with funds not currently on deposit with the Bank, unless funds are from an existing maturing Certificate of Deposit (CD). Standard Premium e-Money Market restrictions of 6 transactions per statement cycle will apply.
*Standard Premium e-Money Market Tiered Annual Percentage Yields (APYs) are as follows: $1-$9,999.99 is 0.50%, $10,000.00- $149,999.99 is 1.15%, $150,000 or more is 0.50%. Tiered rate applies to entire balance in account. This is an 8-tiered account. At any time, interest rates and APYs offered within two or more consecutive tiers may be the same. When this is the case, multiple tiers will be shown as a single tier. Annual Percentage Yields (APYs) are accurate as of
e-Savings: $500 Minimum balance to open a new e-Savings account; interest earned on balances from $1. Limit of one e-Savings account per person. Fees may reduce earnings.
e-Savings Annual Percentage Yields (APYs) are as follows: $1 - $99,999.99 - 1.00% APY; $100,000 or more - 0.50% APY. This is a 7-tiered account and the rate for each tier will be applied to the balance within that tier. At any time, interest rates and APYs offered within two or more consecutive tiers may be the same. When this is the case, multiple tiers will be shown as a single tier. Standard Rates may change at anytime before or after account is opened. e-Savings APYs accurate as of
New online CD, e-Savings and Premium e-Money accounts will be opened after we complete our application review process and, if approved for opening, will earn interest beginning as of the business day that funds are received. Our business days are Monday through Friday, excluding Federal holidays. See Account Agreement and Schedule of Fees for details about CD, e-Savings or Premium e-Money Market Accounts. Standard Premium e-Money Market and e-Savings restrictions of 6 transfers to third parties, per statement cycle will apply, including ACH transfers for both e-Savings and Premium e-Money Market or to accounts held with other financial institutions or which are preauthorized, and/or withdrawals. Exceeding this limit will result in additional fees or closure of account. Not available for business or non-profit accounts. Annual Percentage Yields (APYs) are accurate as of
New York Community Bank is participating in the FDIC's Transaction Account Guarantee Program through December 31, 2010. Important disclosures regarding the program.
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