Certificates of Deposit (CD) 


Fall into savings with this great rate! Apply online today with our paperless application.

 CD Term

Minimum to Open and Earn APY

Interest Rate


12 Month




Apply now!


Start earning higher interest today!

  • Apply for your AmTrust Direct CD online in less than 10 minutes.
Frequently Asked
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*Annual Percentage Yield (APY) is accurate as of June 15, 2015 and is subject to change without notice. The interest rate remains fixed until maturity. The minimum balance to open the 12 month promotional CD and earn interest is $500. A penalty may be imposed for withdrawals before maturity. Fees could reduce earnings. In order to qualify for the stated APY, the promotional CD must be opened with new money not currently on deposit with the Bank.

New online CD accounts will be opened after we complete our application review process and, if approved for opening, will earn interest beginning as of the business day that funds are received. See Account Agreement and Schedule of Fees for details about CD Accounts. Not available for business or non-profit accounts.

Copyright 2015. AmTrust Direct, a service of New York Community Bank. All rights reserved.